Which is better Payoneer or ePayments

The opening of an epayments wallet is carried out with the usual documents, there are different identification levels, as with VIABUY, for example. You can only use the full range of services provided by the card if you have fully submitted all the papers to verify your identity.

The ePayments.com Mastercard only makes sense with a full identity level

The low identity level makes the use of the card uninteresting due to the low limits, so only 1,000 euros can be withdrawn from the machine during the entire life of the card. However, it looks more interesting when the card owner is fully verified. The Epayments.com Mastercard offers relatively high limits for cash withdrawals, up to 2,333 euros per day at the machine can be withdrawn with the card.

Over a 4-day period, 9,333 euros can be withdrawn from the machine in cash. This means that the card is also suitable for larger cash withdrawals.

The card as well as the ePayments wallet can also be carried in US dollars or euros.

The Epayments.com Mastercard can only be topped up by bank transfer or from another ePayments.com account

The options for depositing credit into the account are very clear. A deposit can be made either by bank transfer or from another ePayments.com account. The card is not only offered directly by ePayments.com, but is also available from other companies that use it to pay affiliate commissions, for example. The whole thing is very reminiscent of the Payoneer Mastercard, which essentially follows the same concept.

The Epayments.com Mastercard: An interesting card - but other providers can do the same or more.

Alternatives: The Neteller Prepaid Mastercard is certainly a good alternative to Epayments.com. The Viabuy Mastercard should also serve its purpose just as well. Above all, Neteller and Viabuy offer significantly more top-up options.

The fees at ePayments.com at a glance

  UnverifiedVerified
POS Rules   
Number of purchasesPer dayno limitno limit
Value of purchasesPer dayno limitno limit
ATM Rules
Number of ATM transactionsPer dayno limitno limit
Value of ATM withdrawalVia ATM transaction$200$3 000
Value of ATM withdrawalPer day$400$3 000
Value of ATM transactionsFor a 4 days period$1 000$12 000
Maximum ATM withdrawLifetime$1 000no limit
Loading Rules
Number of loadsPer day55
Min single load $10$10
Max single load $500$10 000
Maximum amount on a card $500$20 000
Max lifetime load $2 500no limit
  UnverifiedVerified
POS Rules   
Number of purchasesPer dayno limitno limit
Value of purchasesPer dayno limitno limit
ATM Rules
Number of ATM transactionsPer dayno limitno limit
Value of ATM withdrawalVia ATM transaction€200€2 333
Value of ATM withdrawalPer day€400€2 333
Value of ATM transactionsFor a 4 days period€1 000€9 333
Maximum ATM withdrawLifetime€1 000no limit
Loading Rules
Number of loadsPer day55
Min single load €10€10
Max single load €500€7 778
Maximum amount on a card €500€15 556
Max lifetime load €2 500no limit
  EUR cardUSD card
Card activationVia activationfreefree
PIN changeChanged via PIN€0.80$1.00
ATM transactionsPer transaction€1.20$1.50
POS / ePOS transactionsPer transactionfreefree
Active account feePer monthfreefree
Inactive account feePer monthfreefree
Abandoned account (after 6 month inactive)Per month€8.00$10.00
E-Money Account ClosureVia closed account€4.00$5.00
Lost / Stolen Card ReplacementBy card€27.00$35.00
Membership Annual FeePer year€29.00$34.95
Royal Mail DeliveryBy deliveryfreefree
Express deliveryBy delivery$89.95
Secondary cardBy card$35
Incoming bank wire transfersBy transferfreefree
Incoming Bank Wire Transfers (without ePID number as payment reference)Per operation1% (min € 8.00, max € 45.00)1% (min $ 10.00, max $ 60.00)
Internal paymentBy paymentfreefree
Incoming Internal PaymentBy paymentfreefree
Mass paymentPer each paymentfreefree
Load Funds to ePayments MasterCard®Per operationfreefree
Unload Funds from ePayments MasterCard®Per operationfreefree

Attention, this Mastercard does not have a deposit guarantee!

Like most cards issued by e-wallet providers, this card does not offer deposit protection. If the provider goes bankrupt and suddenly disappears from the market, there is a risk of losing account balances. However, this is no different with most of the other cards offered by foreign providers.

To the provider