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It also means identity theft protection services are running a judicial press to get everyone to sign up for their services. But is the theft protection worth it? We look at the best identity theft protection services, then examine how they can help you protect your identity.

Most of the top identity theft protection services do the basic monitoring of your credit report, finances, social security number, and public records so you are well protected by each of the best services. Some go above and beyond to ensure that you are not a victim of identity theft. We've sorted the top services and here are our favorites:

 

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Best Overall Identity Theft Protection:Lifelock
One of the few services that allows monthly updates of your creditworthiness. This is nice for when you are trying to build up your bankroll and keep track of your progress. In addition to basic identity theft protection monitoring, they will sign you off of all junk mail lists and monitor a variety of your information, including driver's license number and changes of address. Lifelock also offers a 30-day trial version. Here's a good one

 

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Best identity theft protection for families:IdentityForce

IdentityForce offers with the add-on "Child Watch" one of the most affordable and comprehensive programs for theft of family identities. At just $ 18 a month for you and your children, it's ideal for those with large households. IdentityForce monitors all of your financial information, including your social security number and all financial accounts. It also offers a 14-day free trial so you can try the service before you commit. Here is a breakdown of the service and what it offers.

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 Best identity theft protection with extras: Identity Guard

Identity Guard provides solid identity theft protection and also offers extras that some of the other identity theft protection services don't. Along with protection, you get credit monitoring for all three of your credit reports, computer protection software, encryption software, and public monitoring and online financial tools. It's about the same price as Lifelock's service so you don't pay a lot extra for all of the added services which is a nice perk. You can learn more about what Identity Guard has to offer here.


 Best Free Identity Theft Protection Service: Loan Sesame

Credit Sesame is great for those who are reluctant to reveal their credit card information to avoid identity theft. It's 100% free, which is very unusual in the identity theft world. It updates your credit score every month so you can see how your credit score is changing and also monitors your credit report for any suspicious activity. Does Credit Sesame do everything that other identity theft protection services do? No, but if you're just looking for a simple identity theft protection solution, Credit Sesame is the best service for you. Here you can find more information on exactly what it offers.



It is a good question. Identity theft protection cannot protect you from having your identity stolen. That's not how they work. They do not take preventive measures to protect you from your identity being stolen.What do identity theft protection services do? Here is a breakdown:Monitor Your Credit Report: When identity thieves steal your personal information, they usually do so in such a way that they can either use your credit cards or open new credit cards or loans on your behalf. Each of these activities will show up on your credit report. If an activity seems suspicious, Identity Theft Protection alerts you so that you can deal with the situation.Monitor Your Finances: Unusual activity on your credit report is a good indicator of identity theft, but some cases of fraud cannot be caught by monitoring your credit report. Most identity theft protection services monitor your other financial information, including credit cards and bank accounts, and look for any credit or loan applications submitted on your behalf.Monitor Your Personal Information: While monitoring your finances is a good place to start, there are clues of identity theft in other areas of your life. The best identity theft protection services also monitor your Social Security number to make sure no one is using it without your knowledge. Some other services monitor public records and medical records, monitor your driver's license number, or look for address changes that you never authorized.Provide security software for your computer: One of the main ways identity thieves steal personal information is through hacking. Many of the leading identity theft protection services have antivirus software for your computer that can help protect you from hackers. The software usually includes features like encrypted logins for banking websites and anti-keylogging software to keep you safe.